来源：四海网综合头条 | 2021-11-29 10:01:51 |
贷款是很多人平时都会接触到的东西，目前市面上的贷款途径也是五花八门，除了银行贷款之外，还有网络贷款以及民间借贷等等，那么金融贷款和银行贷款区别是什么呢?我们一起来看看。
金融贷款与银行贷款的区别：金融贷款由非银行金融机构提供，银行贷款由银行提供;金融贷款门槛低于银行贷款;金融贷款利率高于银行贷款利率;要求金融贷款的速度快于银行贷款;金融贷款的贷款业务不像银行贷款那样广泛。
金融贷款和银行贷款有很多区别。一般来说，如果用户可以申请银行贷款，还是先申请银行贷款比较合适。
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